Give your retirement investment a boost by leveraging our commercial lending program. We can finance your investment in a single-family home, multi-family property (up to 4 units), condo or townhome held in your Self-Directed IRA or Solo 401k/eQRP.
General Terms & Conditions(Terms & conditions subject to change)
Loan Amount: Minimum of $75,000
Maximum Loan-to-Value: Up to 70%
Interest Rate: Rates currently starting at a minimum of 4.85% (subject to underwriting – the final rate may be higher)
Origination Fee: Starting at 1.5%, subject to underwriting
Terms: We offer variety of loan products including Adjustable Rate and Fixed Rate commercial real estate loans amortized over 25 or 30 years; monthly payments will include principal, interest, taxes and insurance.
Maturity: 25 or 30 years
Minimum Requirements: The property must generate sufficient net operating income (rents minus operating expenses) to exceed loan payment by at least 25%. Minimum cash reserves must be maintained in your retirement account.
Contact us at: 303-937-6429 M-F, 9-5 MT or Retirement_Loan@solerabank.com
For your protection, please do not include non public personal information, such as account and social security numbers, in your email message.