Give your retirement investment a boost by leveraging our commercial lending program. We can finance your investment in a single-family home, multi-family property (up to 4 units), condo or townhome held in your Self-Directed IRA or Solo 401k/eQRP.

General Terms & Conditions

(Terms & conditions subject to change)

Loan Amount:  Minimum of $75,000


Maximum Loan-to-Value:  Up to 70%


Interest Rate:   Rates currently starting at a minimum of 4.85% (subject to underwriting – the final rate may be higher)


Origination Fee:   Starting at 1.5%, subject to underwriting


Terms:   We offer variety of loan products including Adjustable Rate and Fixed Rate commercial real estate loans amortized over 25 or 30 years; monthly payments will include principal, interest, taxes and insurance.


Maturity:  25 or 30 years


Minimum Requirements: The property must generate sufficient net operating income (rents minus operating expenses) to exceed loan payment by at least 25%. Minimum cash reserves must be maintained in your retirement account.

Contact us at: 303-937-6429 M-F, 9-5 MT or Retirement_Loan@solerabank.com

For your protection, please do not include non public personal information, such as account and social security numbers, in your email message.

Back to Top