FDIC-Insured-Backed by the full faith and credit of the U.S. Government
Banking that’s actually simple.
No teaser rates. No transaction hoops. The rate you see is the rate you earn. A $1,000 minimum daily balance on your Money Market account is the only ongoing requirement.
APY accurate as of May 26, 2026. This bank updates rates periodically. Visit soleranationalbank.com or call 303-209-8600 for current rates.
Base rate: 4.08% APY
BALANCE BUILDER MM • STANDALONE
4.08
% APY
Rate is variable and may change after account opening.
$1k minimum daily balance required to earn APY
Add Effortless Checking
EFFORTLESS CHECKING • ADD THIS
+0.26
% APY boost
$1,000 average daily balance waives the $10/month service fee.
4.34% APY
BUNDLE RATE
4.34
% APY
Rate is variable and may change after account opening.
Open both accounts and maintain a $1k minimum daily balance in your Balance Builder MM. That's the only requirement.
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How it works
Step 1
Open Balance Builder MM
Earn 4.08% APY immediately with $1k minimum daily balance.
Step 2
Add Effortless Checking
Your MM rate boosts by +0.26% APY automatically.
Done
Earn 4.34% APY
No expiration. No transaction requirements. No games.
Note: APY is variable and may change at any time.
Ready? It takes about 10 minutes.
Join thousands of customers who trust us for secure, modern, and stress-free banking.
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Annual Percentage Yields (APYs) accurate as of May 26, 2026. Rate is variable and may change after account opening without notice. Balance Builder MM: 4.08% APY requires a $1,000 minimum daily balance. No service fee. Account approval required. Effortless Checking: $10/month service fee waived with $1,000 average daily balance. No ACH, remote deposit, or Positive Pay fees. Bundle Rate: 4.34% APY earned when both the Balance Builder MM and Effortless Checking accounts are open and the $1,000 minimum daily balance in the Balance Builder MM is maintained. APYs are based on daily compounding. Fees could reduce earnings. Rates apply to personal and business accounts as specified. Not available in all states. Subject to account approval. Solera National Bank. Member FDIC. Equal Housing Lender. Deposits insured up to $250,000 per depositor.
