Personal Savings and Money Market Accounts

Saving regularly is the most reliable path to financial security. Solera National Bank offers several interest-bearing savings accounts to help you achieve your financial goals.

Traditional Savings

If setting aside money for the future is important to you, a Traditional Savings account could be the answer. With this account, you'll earn interest while keeping your funds both safe and accessible. Quarterly statements will help you track your progress.

more info...

Product Traditional Savings Account
Description Keeps your excess funds safe and pays interest on those funds.
Features Allows you to build wealth without tying up your funds for long periods of time.
Minimum Deposit to Open Account $50.00
Minimum Balance to Avoid Basic Fee $100.00
Basic Periodic Fee $5.00 quarterly service charge
Other Account Provisions
  • Deposit up to 20 items per month at no charge. A $0.15 fee is charged for each deposited item in excess of 20.  
  • There is a fee of $1.00 for each withdrawal and/or transfer in excess of six per quarterly statement cycle.
When is Interest Paid Quarterly*
ATM Card or Visa®Debit Card ATM Card free of charge
Overdraft Protection Line of Credit Not Applicable
Additional Features
  • Free ATM card. Solera National Bank will not charge an ATM withdrawal fee at machines not operated by our bank.
  • Withdrawals and transfers to another account you own at our bank or to third parties by preauthorized, automatic, or telephone transfer, check, draft, debit card, or similar order to third parties, are limited to six per month. You may make unlimited withdrawals in person, by mail, by messenger, or by ATM.
  • Dormant/inactive service charge fee of $15.00 per quarter is applied to accounts with a balance of $100.00 or less and no activity for 6 consecutive months.
  • No fee for check cashing. Must meet account balance requirements.

*Interest, which accrues on the daily balance, is paid as a credit to your account balance on the quarterly statement cycle date. The quarterly statement cycle dates are the last business days of March, June, September, and December. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins accruing on the business day you deposit non-cash items (for example, checks). If you close your account before interest is credited you will not receive the accrued interest.

Mi Patria Savings

The secure Mi Patria Savings account is a smart choice for customers using a Matricula Consular card as the primary form of identification. You'll earn interest, of course, and keep your money available when you need it. You'll receive statements each quarter.

more info...

Product Mi Patria Savings Account
Description A safe, interest-bearing account for customers who use a Matricula Consular card as their primary form of identification.
Features Customers wishing to open a savings account using a Matricula Consular card as the primary form of identification will be opened in a Mi Patria Savings Account.
Minimum Deposit to Open Account $50.00
Minimum Balance to Avoid Basic Fee $100.00
Basic Periodic Fee $5.00 quarterly service charge
Other Account Provisions
  • Deposit up to 20 items per month at no charge. A $0.15 fee is charged for each deposited item in excess of 20.
  • There is a fee of $1.00 for each withdrawal and/or transfer in excess of six per quarterly statement cycle.
When is Interest Paid Quarterly*
ATM Card or
Visa® Debit Card
ATM Card free of charge
Overdraft Protection Line of Credit Not Applicable
Additional Features
  • Free ATM card. Solera National Bank will not charge an ATM withdrawal fee at machines not operated by our bank.
  • Withdrawals and transfers to another account you own at our bank or to third parties by preauthorized, automatic, or telephone transfer, draft, check, debit card, or similar order to third parties, are limited to six per month. You may make unlimited withdrawals in person, by mail, by messenger, or by ATM.
  • Dormant/inactive service charge fee of $15.00 per quarter is applied to accounts with a balance of $100.00 or less and no activity for 6 consecutive months.
  • No fee for check cashing. Must meet account balance requirements.

*Interest, which accrues on the daily balance, is paid as a credit to your account balance on the quarterly statement cycle date. The quarterly statement cycle dates are the last business days of March, June, September, and December. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins accruing on the business day you deposit non-cash items (for example, checks). If you close your account before interest is credited you will not receive the accrued interest.

Discovery Savings

We recommend that young people get a head start on a secure future by developing good saving habits early. The economical, interest-bearing Discovery Savings account, is for customers age 18 and younger who want to build effective financial skills that will carry them into adulthood.

more info...

Product Discovery Savings Account
Description A smart way for customers age 18 and younger to earn interest on excess funds.
Features Both the account holder and a parent or guardian must sign to open this account.
Minimum Deposit to Open Account $25.00
Minimum Balance to Avoid Basic Fee None
Basic Periodic Fee None
Other Account Provisions
  • Deposit up to 20 items per month at no charge. A $0.15 fee is charged for each deposited item in excess of 20.  
  • There is a fee of $1.00 for each withdrawal and/or transfer in excess of six per quarterly statement cycle.
When is Interest Paid Quarterly*
ATM Card or
Visa® Debit Card
ATM Card free of charge
Overdraft Protection Line of Credit Not Applicable
Additional Features
  • Free ATM card. Solera National Bank will not charge an ATM withdrawal fee at machines not operated by our bank.
  • Withdrawals and transfers to another account you own at our bank or to third parties by preauthorized, automatic, or telephone transfer, check, draft, debit card, or similar order to third parties, are limited to six per month. You may make unlimited withdrawals in person, by mail, by messenger, or by ATM.
  • Dormant/inactive service charge fee of $15.00 per quarter is applied to accounts with a balance of $100.00 or less and no activity for 6 consecutive months.
  • No fee for check cashing. Must meet account balance requirements.

*Interest, which accrues on the daily balance, is paid as a credit to your account balance on the quarterly statement cycle date. The quarterly statement cycle dates are the last business days of March, June, September, and December. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins accruing on the business day you deposit non-cash items (for example, checks). If you close your account before interest is credited you will not receive the accrued interest.

Bridgebuilder Money Market

A smart option for customers maintaining a higher balance, the Bridgebuilder Money Market account keeps your funds secure and within easy reach in case you need them. And the higher your account balance, the higher your interest rate.

more info...

Product Bridgebuilder Money Market Account
Description A secure account that gives you easy access to your funds-and the higher your balance, the higher your interest rate.
Features Allows you to build wealth without tying up your funds for long periods of time.
Minimum Deposit to Open Account $1,000.00
Minimum Balance to Avoid Basic Fee $1,000.00
Basic Periodic Fee $10.00
Other Account Provisions
  • Deposit up to 20 items per month at no charge. A $0.15 fee is charged for each deposited item in excess of 20.
  • Each withdrawal/transfer in excess of six per calendar month will be assessed a $10.00 fee.
When is Interest Paid Monthly**
ATM Card or
Visa® Debit Card
Debit Card
Overdraft Protection Line of Credit No
Additional Features
  • Free ATM card. Solera National Bank will not charge an ATM withdrawal fee at machines not operated by our bank.
  • Withdrawals and transfers to another account you own at our bank or to third parties by preauthorized, automatic, or telephone transfer, check, draft, debit card, or similar order to third parties, are limited to six per statement cycle. You may make unlimited withdrawals in person, by mail, by messenger, or by ATM.
  • Dormant/inactive service charge fee of $15.00 per month is applied to accounts with a balance of $100.00 or less and no activity for 6 consecutive months.

**The daily balance method is used to calculate the interest on your account: Interest begins to accrue on the business day you deposit non-cash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest. Ask your service representative about current interest rates and tiers.

^back to the top