Commercial Bankers

Steve Fajardo photoGreg Bianchi

The title of Vice President, Commercial Banker doesn’t truly describe the full range of service that you get from Greg Bianchi.  Greg prefers the description of ‘relationship’ Banker, because he can readily determine the best lending solution for your business as well as the best cash management solution.  The prompt, friendly and attentive service delivery provided by Greg, however, is the key in his success.


“I follow a simple, but powerful rule:  I always give people more than they expect,” says Greg.

Bianchi brings a wealth of knowledge to his position with over 11 years of banking experience throughout Colorado, primarily focused in commercial banking and business development.  In the last year and a half, Bianchi has been developing SBA 7(a) and 504 loan opportunities in the Denver metro area.  With Solera National Bank’s Preferred Lender status, SBA loans will continue to be a primary focus for Bianchi.  He is a graduate of the University of Colorado at Boulder and has post-graduate professional management training from the Western States School of Banking and the School of Banking at the University of Colorado.  Bianchi is licensed in both credit and lending. 

In addition to his board involvement with the Western States School of Banking, Bianchi is active with the South Metro Denver Chamber of Commerce and Economic Development Group.  He is very involved in both family and community, volunteering his time with Junior Achievement and Mountain Gorilla Conservation Fund.

Steve Fajardo photoSteve Fajardo

Steve was the first Commercial Banker at Solera National Bank, starting when the Bank was established back in 2007, and has over sixteen years of experience as a lender in the Denver market.   Steve’s banking career was built over 25 years while Steve worked in audit, collections, management, as a commercial loan underwriter, and in sales as a commercial lender.

As a commercial banker, Steve has truly recognized his true passion for banking. Steve thoroughly enjoys assisting clients in establishing their goals and ultimately, obtaining their dreams.

In addition to banking, Steve coaches a high school baseball team and plays in a men’s baseball league. He also enjoys hunting, camping, hiking, golfing and snowboarding in the great Colorado outdoors, as well as extended motorcycle road trips. Steve is also active on several community boards, including Kids In Need of Dentistry and Denver Area Youth Services, and participates in many community events.

Scott Hovey photoScott Hovey

Scott Hovey has been in banking as a Commercial Banker for over eight years, and with Solera National Bank since 2012.   Prior to the start of his commercial banking career, Scott ran his own business which helped develop a special interest and ability in both construction lending and real estate lending.

“I appreciate that Solera National Bank is a community bank and we focus on honest, efficient and courteous service. Our size allows us to make that extra effort for each of our customers and structure a personalized relationship that best supports each customer’s needs,” says Scott.

Scott has worked with many small businesses, and likes to help guide them through the lending process. Scott suggests that securing small business financing can be challenging. Whether just starting out or looking to grow, banks and lending institutions can be rigorous in their lending review practices. Business owners should be prepared with a detailed business plan before meeting with a loan officer to have an initial review of a loan request. As a Preferred SBA Lender, Solera National Bank welcomes the opportunity to help business owners work through the process and structure financing that best suits their needs. Typically a credit decision is based on the “5-C’s” of business lending: Character, Capacity, Collateral, Conditions and Capital.

Scott is also passionate about Mental Health America of Colorado and the Vail Valley Youth Foundation where he can put his skills to work for others in need, as well as skiing, biking, playing hockey, and spending time solving puzzles with his family.

Ben Martin photoBenjamin Martin

Benjamin Martin, a Colorado native, has been in Denver’s banking community since 2001, serving both consumer and commercial clients. Ben has worked for both large banking institutions and community banks and feels that Solera National Bank embodies his desire to help customers as well as invest his talents back into his community. Benjamin has been with Solera since August 2011 in a Commercial Analyst capacity, and now has the opportunity to work with clients directly, as a Commercial Banker. Benjamin specializes in the medical, construction and real estate industries.


Outside of the bank, Benjamin has passion for the outdoors; he loves downhill skiing, alpine touring, camping, mountain biking, climbing Colorado’s 14,000 foot peaks and coaching soccer.

Additionally, he serves on a non-profit Board of Directors, Art from Ashes, which empowers Denver’s struggling youth through the therapy of the spoken word and poetry.

Chris Martinez photoChris Martinez

With over sixteen years in banking, Chris Martinez came to Solera National Bank with experience in Sales Management, Private Banking and Commercial Lending. As an exceptional Commercial Banker, Chris specializes in medical lending, medical practice buy-in and commercial real estate lending.

“Serving our customers is what working for Solera is all about,” says Chris. "I am able to turn unique ideas into reality and feel supported and encouraged by management to do this for my customers. It is great to be able to build long-term relationships with customers and be a part of the growth of their business. Solera really is what Community Banking is designed to be.”

Chris is involved in many Chambers in the Denver area, and has served on the Board of Directors for KIND, Kids in Need of Dentistry. Chris is a Colorado native and enjoys spending time with his family and watching baseball.