FDIC logo in White text. FDIC-Insured-Backed by the full faith and credit by the U.S.Goverment.

5.00% Rate. Guaranteed Through 2026.

Earn a 5.00% nominal rate — that’s 5.13% APY — on qualifying balances. $1,000 minimum to
earn APY; APY applies up to $5,000,000.


Available on select new business and personal checking and money market accounts. Member
FDIC.

  • Construction loan icon

    5.00% nominal interest rate, which corresponds to an Annual Percentage Yield (APY) of 5.13% assuming daily compounding. APY accurate as of January 16, 2026. Promotional rate and APY are guaranteed through December 31, 2026. Effective January 1, 2027, balances will earn the standard interest rate applicable to the specific account type in effect at that time. Rates are variable after the promotional period and may change. Fees may reduce earnings.

  • vision-icon

    Offer available on new Prestige Business Checking, Balance Builder Money Market, and Solera Interest Checking (personal) accounts opened at Solera National Bank. Minimum balance of $1,000 required to earn interest and obtain the APY. Promotional APY applies to balances up to $5,000,000; amounts above $5,000,000 earn the standard rate for the account. New customer requirement: The account must be opened under a Tax Identification Number

1. Annual Percentage Yield (APY) is accurate as of July 7, 2025. APY may change at any time before or after the account is opened. Available only online.
(SSN/EIN) not previously associated with Solera National Bank. Additional terms and conditions apply. Click here for additional information.